Skip to content

Singapore HQ

HNW mortgages · Bridging · Private credit

High net worth mortgages, bridging loans and private credit, without borders.

Finance from USD 1M in the cities where your wealth lives. 300+ lending partners, indicative terms in 24–48 hours, and documents signed in your country of residence.

in loans funded since 2018
USD 1.5B+
bank and private lending partners
300+
bridging markets on three continents
9
Hong Kong skyline and Victoria Harbour lit up at dusk
Hong Kong
Sydney Harbour with the Opera House and city skyline
Sydney
Dubai skyline with the Burj Khalifa at sunrise
Dubai
Manhattan skyline and the Empire State Building at sunset
New York
Contemporary luxury villa with pool, the kind of prime residence GMG finances for international buyers
The Thames winding through London with Tower Bridge in the foreground
London
Aerial view of Marina Bay Sands and Gardens by the Bay, Singapore
  • Mortgages from USD 1M
  • 300+ bank and private lenders
  • Indicative terms in 24–48 hours
  • Sign in your country of residence

As featured in

  • The European Business Review
  • Bloomberg
  • Benzinga
  • Markets Insider
  • Top C-Suite Interviews
  • Mortgage Bankers Association · Member
  • 2022Most Innovative Global Real Estate Financing CompanyAPAC Insider
  • 2021Best Real Estate Financing CompanySingapore Business Awards
  • 2021Best Global Real Estate Financing CompanyGlobal 100
  • 2019Best Global Real Estate Financing CompanyBUILD Real Estate Awards

Solutions

Four ways we put capital to work for you

Residential, liquidity, corporate and partner finance, each placed with the lender most likely to say yes.

Contemporary luxury villa with pool, the kind of prime residence GMG finances for international buyers01 · Residential

High net worth mortgages from USD 1M

Purchase and refinance loans for foreign nationals and expats in London, New York, Sydney, Singapore, Dubai and 20+ global cities. Underwritten on your worldwide income and assets, not a local payslip.

Loan size
From USD 1M
Credit file
No local history needed
Timeline
30–45 days to close
Currencies
USD · GBP · EUR · AUD · SGD
Compare international mortgage lenders by market
Aerial view of the River Thames and Tower Bridge in London at dusk02 · Liquidity

Bridging loans & equity release in 9 markets

Fast, discreet capital against high-value property. Unlock equity without selling, bridge a purchase, or refinance away from a bank that has changed the rules.

LTV
Up to 70%
Timeline
2–4 weeks · as fast as 5 days
Term
12–36 months
Assessed on
Asset and exit, not salary
Explore global bridging loans
Looking up at glass office towers in a financial district03 · Corporate

Private credit across Asia-Pacific

Senior, mezzanine and acquisition finance for mid-market corporates, developers and asset owners in 12+ APAC markets, for deals where domestic banks can't move fast enough or flex far enough.

Ticket
USD 10M – 100M+
Structures
Senior · mezz · acquisition
Borrowers
Corporates · developers · owners
Desk
GMG Capital Advisory
Discover APAC private credit
Marina Bay, Singapore, where GMG works with private banks and family offices04 · Advisors

A referral programme for the advisors who serve HNW clients

Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.

Referral fee
1.50% of loan amount
Client
Stays with you, no poaching
Reporting
Updates at every stage
Firsts
US mortgages for WM distribution
Join the partner programme

Financing finder · illustrative

Not sure which loan? Start here.

Two quick questions point you to the right desk. It is a guide, not an offer: no rates are quoted, and a specialist confirms real terms with lenders.

1 · Who is borrowing?
2 · What do you need?

A likely starting point

Bridging loans & equity release in 9 markets

Fast, discreet capital against high-value property. Unlock equity without selling, bridge a purchase, or refinance away from a bank that has changed the rules.

LTV
Up to 70%
Timeline
2–4 weeks · as fast as 5 days
Term
12–36 months
Assessed on
Asset and exit, not salary

At the published maximum of 70% LTV, that is up to USD 3.5M of bridging finance.

Illustrative arithmetic only, not an offer or a rate. Actual LTV depends on market, asset, exit and lender (Singapore is typically 60–65%).

Markets

Prime property finance, city by city

Filter by what you need, then hover or tap a city to see how we lend there.

8 featured cities

  • Aerial view of Marina Bay Sands and Gardens by the Bay, Singapore

    Singapore

    Bridging & equity release

    Singapore

    Asset-backed loans from S$1M to S$50M+, not assessed under TDSR.

    • Mortgages
    • Bridging
    • Private credit
  • The Thames winding through London with Tower Bridge in the foreground

    London

    Prime London equity release

    United Kingdom

    Raise capital on UK property while you live abroad.

    • Mortgages
    • Bridging
  • Manhattan skyline and the Empire State Building at sunset

    New York

    US foreign-national mortgages

    United States

    No US credit score. Arranged through America Mortgages.

    • Mortgages
    • Bridging
  • Hong Kong skyline and Victoria Harbour lit up at dusk

    Hong Kong

    Bridging finance

    Hong Kong

    Liquidity against residential and commercial assets.

    • Bridging
    • Private credit
  • Sydney Harbour with the Opera House and city skyline

    Sydney

    Non-resident bridging

    Australia

    Australian property finance for owners living offshore.

    • Mortgages
    • Bridging
    • Private credit
  • Dubai skyline with the Burj Khalifa at sunrise

    Dubai

    UAE mortgages

    UAE

    Finance for overseas buyers in Dubai's prime districts.

    • Mortgages
    • Private credit
  • The Eiffel Tower over the Seine at twilight

    Paris

    France & Riviera lending

    France

    Mortgages and luxury bridging for international buyers.

    • Mortgages
    • Bridging
  • Neon-lit Bangkok street with tuk-tuks at night

    Bangkok

    Thailand bridging

    Thailand

    Where domestic banks rarely lend to foreigners.

    • Bridging
    • Private credit

Market explorer

Pick a market. See what we arrange there.

Mortgages, bridging and private credit each have their own list of markets. Choose one to see which apply.

Asia-Pacific

Europe

Middle East

Americas

The number beside each market is how many of our three product lines are arranged there.

Aerial view of Marina Bay Sands and Gardens by the Bay, Singapore

Asia-Pacific

Singapore

Singapore: Asset-backed loans from S$1M to S$50M+, not assessed under TDSR.

  • Mortgages: available

    USD 1M+ residential, for foreign nationals and expats

  • Bridging: available

    Equity release and bridging against prime property

  • Private credit: available

    USD 10M–100M+ corporate and real-asset lending

Ask about Singapore

Why GMG

Banks lend where you live. Your wealth doesn’t.

Our lenders underwrite the whole picture: worldwide income, assets and exit, not a local payslip. One specialist owns your file from first call to drawdown.

in loans funded since 2018
USD 1.5B+
bank and private lending partners
300+
bridging markets on three continents
9
Asia-Pacific private-credit markets
12+
languages spoken by our specialists
11
Hong Kong skyline and Victoria Harbour lit up at dusk

Hong Kong, one of nine bridging markets and twelve-plus Asia-Pacific private-credit markets.

Recent mandates

  • USD 22M5 days

    Residential bridge · United States

    Mandate to funding in five days for an overseas owner.

  • USD 18M70% LTV

    Asset-backed bridge · Luxury residence

    Secured on a luxury residence at 70% LTV, on a 12-month term.

  • SGD 25M3 weeks

    Bridging loan · Singapore

    Funded inside three weeks of mandate for a high net worth owner.

  • SGD 186MFY2024

    Singapore bridging · full year

    Total Singapore bridging volume arranged in FY2024.

How it works

From first call to drawdown

A clear four-step process, run in your language and your time zone.

  1. 01

    Day 0

    The briefing

    A 30-minute call with a senior specialist, in your language and your time zone. Tell us the property, the amount and the deadline.

  2. 02

    Day 1–2

    Indicative terms

    We take your mandate to the lenders most likely to say yes and return with indicative terms, usually within 24–48 hours.

  3. 03

    Week 1–2

    Credit & documents

    Valuation, legal and credit run in parallel. You sign in your country of residence, with no flights and no paper chase.

  4. 04

    Week 2–6

    Drawdown

    Bridging loans typically fund in 2–4 weeks, and residential mortgages in 30–45 days. One specialist owns your file end to end.

Donald Klip, Co-Founder and Co-CEO of Global Mortgage Group
Donald Klip · Co-Founder & Co-CEO

Founder-led since 2018

Built in Singapore for the internationally mobile owner

Global Mortgage Group was founded by Donald Klip and Robert Chadwick for one client: the owner of real estate across borders, and the advisors who look after them. The group arranges finance through 300+ lending partners and lends directly in the US through America Mortgages. Its work has been featured in The European Business Review, Bloomberg and Benzinga.

Portrait of Robert ChadwickRobert ChadwickCo-Founder; CEO, America Mortgages

For private bankers, EAMs, IFAs & family offices

Your client. Your relationship. Our lenders.

Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.

Referral fee
1.50% of loan amount
Client
Stays with you, no poaching
Reporting
Updates at every stage
Firsts
US mortgages for WM distribution
Looking up at glass office towers where private banks and family offices advise their clients

Bring us the client you couldn’t help.

We structure, place and close the loan, and keep you updated at every stage.

The briefing

Straight answers for international owners

The questions our specialists hear every week. If yours isn’t here, ask us directly.

Ask a specialist

I own property in Singapore. How do I unlock equity or get a bridging loan?

GMG arranges bridging loans and equity release against Singapore residential and commercial property from S$1M to S$50M+, typically at 60–65% LTV on a first charge. Because the loans are secured on the asset, they are not assessed under TDSR, and most fund within two to four weeks of mandate.

Singapore bridging loans

Which markets can GMG arrange bridging loans in?

Nine: Singapore, Hong Kong, Thailand, Australia, the United Kingdom, Ireland, Spain, France and the United States. Loans start around USD 1M and run for 12–36 months. They are sized on the property and your exit (a sale, refinance or liquidity event) rather than on monthly income.

Global bridging loans

My bank won't mortgage my overseas property. What are my options?

Specialist lenders will. GMG places foreign-national and expat mortgages from USD 1M with a network of 300+ banks, private banks and private lenders that underwrite global income and assets. You don't need a local credit history, and documents can usually be signed in your country of residence.

International mortgages

Can a foreign national get a US mortgage without a US credit score?

Yes. Through our US subsidiary, America Mortgages, foreign nationals can finance US homes and investment property using international credit references, overseas income or the property's rental income. Qualified foreign-national borrowers see a 97% approval rate, and loans typically close in 30–45 days.

US mortgages for foreign nationals

I need private credit or structured financing in Asia. Can GMG help?

Yes. GMG Capital Advisory arranges USD 10M–100M+ senior, mezzanine and acquisition financing for mid-market companies, developers and asset owners across 12+ Asia-Pacific markets. These include Singapore, Hong Kong, Thailand, Indonesia, India, Japan and the UAE, where domestic banks often can't move fast enough.

APAC private credit

How fast can GMG fund, and what does it cost?

Indicative terms usually arrive within 24–48 hours. Bridging loans typically fund in two to four weeks, and urgent mandates have closed in five days. Mortgages take 30–45 days. Pricing depends on market, leverage and term, and every cost is set out in the term sheet before you commit.

Speak to a specialist

Speak to a specialist

Tell us the property. We’ll find the capital.

A senior specialist replies within one business day, in your language and your time zone.

Offices: Singapore (HQ) · Hong Kong · Shanghai · Beijing · Manila · Bangkok · Seoul · United States

Loan size

A specialist replies within one business day. We never share your details without consent.