Singapore HQ · Cross-border property finance since 2018
HNW mortgages · Bridging · Private credit
When local banks say no to foreign income, offshore structures or overseas property, we find the lender who says yes. 300+ lending partners, indicative terms in 24–48 hours, and documents signed in your country of residence.
01SingaporeBridging & equity release
Start here
Three kinds of client come to GMG. Pick yours to see what we arrange, how fast, and on what terms.
Property owner or investor
Purchase and refinance loans for foreign nationals and expats in London, New York, Sydney, Singapore, Dubai and 20+ global cities. Underwritten on your worldwide income and assets, not a local payslip.
Solutions
One specialist team, 300+ banks, private banks and private lenders, and a single file owner from first call to drawdown.
01 / 04
Residential
Purchase and refinance loans for foreign nationals and expats in London, New York, Sydney, Singapore, Dubai and 20+ global cities. Underwritten on your worldwide income and assets, not a local payslip.
02 / 04
Liquidity
Fast, discreet capital against high-value property. Unlock equity without selling, bridge a purchase, or refinance away from a bank that has changed the rules.
03 / 04
Corporate
Senior, mezzanine and acquisition finance for mid-market corporates, developers and asset owners in 12+ APAC markets, for deals where domestic banks can't move fast enough or flex far enough.
04 / 04
Advisors
Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.
Indicative tool
Bridging and equity release are sized on the asset and your exit, not your salary. Move the sliders for an illustrative facility size, then ask a specialist for real terms.
Indicative facility size
60% of a USD 5M property
Illustrative only: value × LTV, before fees, with no rates or FX applied. Not an offer of credit. Actual terms depend on the lender, valuation, market, exit and due diligence.
Markets
Choose a product to see where we arrange it. Then walk the gallery: every city below is a market where GMG clients borrow today.
12markets · USD 1M+ residential, for foreign nationals and expats
Mortgages
Hover to open a city, select to view it full size.
Offices and representatives: Singapore (HQ) · Hong Kong · Shanghai · Beijing · Manila · Bangkok · Seoul · United States
Why Global Mortgage Group
International owners hold property, income and assets across borders, and domestic banks rarely look past their own. GMG was built in Singapore to close that gap: we place each mandate with the lender most likely to say yes, in the right market and currency.
One specialist owns your file end to end.In your language and time zone, from first briefing to drawdown.
5 days2025
USD 22M
Residential bridge · United States
Mandate to funding in five days for an overseas owner.
70% LTV2026
USD 18M
Asset-backed bridge · Luxury residence
Secured on a luxury residence at 70% LTV, on a 12-month term.
3 weeks
SGD 25M
Bridging loan · Singapore
Funded inside three weeks of mandate for a high net worth owner.
FY20242024
SGD 186M
Singapore bridging · full year
Total Singapore bridging volume arranged in FY2024.
How it works
Indicative terms usually arrive within 24–48 hours. Bridging typically funds in 2–4 weeks.
A 30-minute call with a senior specialist, in your language and your time zone. Tell us the property, the amount and the deadline.
We take your mandate to the lenders most likely to say yes and return with indicative terms, usually within 24–48 hours.
Valuation, legal and credit run in parallel. You sign in your country of residence, with no flights and no paper chase.
Bridging loans typically fund in 2–4 weeks, and residential mortgages in 30–45 days. One specialist owns your file end to end.
Founder-led since 2018
Global Mortgage Group was founded in Singapore by Donald Klip and Robert Chadwick for one client: the internationally mobile owner of real estate, and the advisors who look after them. Today the group arranges finance through 300+ lending partners and lends directly in the US through America Mortgages.
Robert ChadwickCo-Founder; CEO, America MortgagesAPAC Insider · 2022
Most Innovative Global Real Estate Financing Company
Singapore Business Awards · 2021
Best Real Estate Financing Company
For private bankers, EAMs, IFAs & family offices
Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.
The briefing
Short, direct answers. A specialist will go further on a call.
GMG arranges bridging loans and equity release against Singapore residential and commercial property from S$1M to S$50M+, typically at 60–65% LTV on a first charge. Because the loans are secured on the asset, they are not assessed under TDSR, and most fund within two to four weeks of mandate.
Singapore bridging loansNine: Singapore, Hong Kong, Thailand, Australia, the United Kingdom, Ireland, Spain, France and the United States. Loans start around USD 1M and run for 12–36 months. They are sized on the property and your exit (a sale, refinance or liquidity event) rather than on monthly income.
Global bridging loansSpecialist lenders will. GMG places foreign-national and expat mortgages from USD 1M with a network of 300+ banks, private banks and private lenders that underwrite global income and assets. You don't need a local credit history, and documents can usually be signed in your country of residence.
International mortgagesYes. Through our US subsidiary, America Mortgages, foreign nationals can finance US homes and investment property using international credit references, overseas income or the property's rental income. Qualified foreign-national borrowers see a 97% approval rate, and loans typically close in 30–45 days.
US mortgages for foreign nationalsYes. GMG Capital Advisory arranges USD 10M–100M+ senior, mezzanine and acquisition financing for mid-market companies, developers and asset owners across 12+ Asia-Pacific markets. These include Singapore, Hong Kong, Thailand, Indonesia, India, Japan and the UAE, where domestic banks often can't move fast enough.
APAC private creditIndicative terms usually arrive within 24–48 hours. Bridging loans typically fund in two to four weeks, and urgent mandates have closed in five days. Mortgages take 30–45 days. Pricing depends on market, leverage and term, and every cost is set out in the term sheet before you commit.
Speak to a specialistInsights
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