Looking for finance beyond your home market?
When local banks say no to foreign income, offshore structures or overseas property, we find the lender who says yes. 300+ lending partners, indicative terms in 24–48 hours, and documents signed in your country of residence.
Which one are you?
Speak to a specialist
Tell us the market. We’ll come back with a view on structure and timing.
What we arrange
GMG is both a broker and a lender. We place each mandate across 300+ banks, private banks and private lenders, and lend directly in the US through our subsidiary, America Mortgages.
From USD 1MResidential
Purchase and refinance loans for foreign nationals and expats in London, New York, Sydney, Singapore, Dubai and 20+ global cities. Underwritten on your worldwide income and assets, not a local payslip.
Up to 70% LTVLiquidity
Fast, discreet capital against high-value property. Unlock equity without selling, bridge a purchase, or refinance away from a bank that has changed the rules.
USD 10M – 100M+Corporate
Senior, mezzanine and acquisition finance for mid-market corporates, developers and asset owners in 12+ APAC markets, for deals where domestic banks can't move fast enough or flex far enough.
For advisorsAdvisors
Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.
The Unlocked series
One desk for the world's prime property markets. Specialists cover every time zone, in 11 languages.
Bridging & equity releaseUnlocked in
Asset-backed loans from S$1M to S$50M+, not assessed under TDSR.
Prime London equity releaseUnlocked in
Raise capital on UK property while you live abroad.
US foreign-national mortgagesUnlocked in
No US credit score. Arranged through America Mortgages.
Bridging financeUnlocked in
Liquidity against residential and commercial assets.
Non-resident bridgingUnlocked in
Australian property finance for owners living offshore.
UAE mortgagesUnlocked in
Finance for overseas buyers in Dubai's prime districts.
France & Riviera lendingUnlocked in
Mortgages and luxury bridging for international buyers.
Thailand bridgingUnlocked in
Where domestic banks rarely lend to foreigners.
Global reach
We match each mandate to the lender most likely to say yes, on terms that suit your residency, currency and timeline.
12markets
USD 1M+ residential, for foreign nationals and expats
9markets
Equity release and bridging against prime property
13markets
USD 10M–100M+ corporate and real-asset lending
Offices & coverage: Singapore (HQ) · Hong Kong · Shanghai · Beijing · Manila · Bangkok · Seoul · United States
Recent mandates
A selection of recently closed mandates. Client details are withheld. Each was structured around the asset and the exit, not a payslip.
Residential bridge · United States
Mandate to funding in five days for an overseas owner.
Asset-backed bridge · Luxury residence
Secured on a luxury residence at 70% LTV, on a 12-month term.
Bridging loan · Singapore
Funded inside three weeks of mandate for a high net worth owner.
Singapore bridging · full year
Total Singapore bridging volume arranged in FY2024.
How it works
One senior specialist owns your file from the first conversation to funding, so you never repeat yourself to a call centre.
Day 0
A 30-minute call with a senior specialist, in your language and your time zone. Tell us the property, the amount and the deadline.
Day 1–2
We take your mandate to the lenders most likely to say yes and return with indicative terms, usually within 24–48 hours.
Week 1–2
Valuation, legal and credit run in parallel. You sign in your country of residence, with no flights and no paper chase.
Week 2–6
Bridging loans typically fund in 2–4 weeks, and residential mortgages in 30–45 days. One specialist owns your file end to end.
Founder-led since 2018
Global Mortgage Group was founded in Singapore by Donald Klip and Robert Chadwick for one client: the internationally mobile owner of real estate, and the advisors who look after them. Today the group arranges finance through 300+ lending partners and lends directly in the US through America Mortgages.
Donald KlipCo-Founder & Co-CEO
Robert ChadwickCo-Founder; CEO, America MortgagesFor private bankers, EAMs, IFAs & family offices
Private bankers, EAMs, IFAs, family offices and lawyers. Bring us the client you couldn't help. We structure, place and close the loan, and the relationship stays yours.
Bring us the client you couldn’t help.
Referral fee
1.50% of loan amount
Client
Stays with you, no poaching
Reporting
Updates at every stage
Firsts
US mortgages for WM distribution
Tools
Quick estimates to frame the conversation. A specialist confirms the real terms with lenders.
BridgingEstimate how much a bridge against your property could raise, at up to 70% LTV.
Open calculatorEquity releaseSee how much equity you could unlock from property you already own.
Open calculatorCurrencyModel how currency moves change a USD, GBP, EUR, AUD or SGD loan.
Open calculatorThe Briefing
The questions our specialists hear every week. If yours isn't here, ask us directly.
GMG arranges bridging loans and equity release against Singapore residential and commercial property from S$1M to S$50M+, typically at 60–65% LTV on a first charge. Because the loans are secured on the asset, they are not assessed under TDSR, and most fund within two to four weeks of mandate.
Singapore bridging loansNine: Singapore, Hong Kong, Thailand, Australia, the United Kingdom, Ireland, Spain, France and the United States. Loans start around USD 1M and run for 12–36 months. They are sized on the property and your exit (a sale, refinance or liquidity event) rather than on monthly income.
Global bridging loansSpecialist lenders will. GMG places foreign-national and expat mortgages from USD 1M with a network of 300+ banks, private banks and private lenders that underwrite global income and assets. You don't need a local credit history, and documents can usually be signed in your country of residence.
International mortgagesYes. Through our US subsidiary, America Mortgages, foreign nationals can finance US homes and investment property using international credit references, overseas income or the property's rental income. Qualified foreign-national borrowers see a 97% approval rate, and loans typically close in 30–45 days.
US mortgages for foreign nationalsYes. GMG Capital Advisory arranges USD 10M–100M+ senior, mezzanine and acquisition financing for mid-market companies, developers and asset owners across 12+ Asia-Pacific markets. These include Singapore, Hong Kong, Thailand, Indonesia, India, Japan and the UAE, where domestic banks often can't move fast enough.
APAC private creditIndicative terms usually arrive within 24–48 hours. Bridging loans typically fund in two to four weeks, and urgent mandates have closed in five days. Mortgages take 30–45 days. Pricing depends on market, leverage and term, and every cost is set out in the term sheet before you commit.
Speak to a specialistInsights
Start the conversation
Share a few details and a senior specialist will come back with a view on structure, leverage and timing.
Request a call back
Mortgages, bridging, private credit or a client referral.
